Risks and disclosures.
What this tool does, what it cannot do, and where the risk stays with you.
An independent tool
Coltra runs on Robinhood Chain as an independent project. Robinhood, the lending protocols it reads and the price providers it uses have no part in it and do not endorse it. It holds no funds, runs no lending contract and cannot move anything in your wallet.
Estimates, not quotes
Health factor, liquidation price and scenarios are computed from the numbers you enter and public prices at that moment. A lending market uses its own oracle, its own interest accrual and its own liquidation rules, so the real line can be different. A displayed liquidation price is never a guarantee.
Liquidation
On an overcollateralized market, a position whose debt passes the collateral value times its liquidation LTV can be liquidated, usually with a penalty. Price gaps, fast markets, interest and oracle delays can take a position past the line faster than any alert.
Stock tokens
A stock token follows the price of a share through its issuer; holding it is not owning the share. Trading hours, corporate actions, issuer and eligibility rules can affect their price and transfer. Read the issuer's documents.
Rates and data
Supply and borrow rates are variable and change every block; they are shown to explain a position, not as a return anyone promises. Public APIs can lag, fail or be wrong; when a source fails the site says so or shows “—”.
Alerts
Alerts run only while the page is open in your browser. A missed notification, a closed tab or a sleeping device means no alert. Do not rely on them as the only safeguard.
Contracts and keys
The plan book contract stores records only and has no owner or upgrade path, but any contract can have flaws. Wallets, RPC endpoints and browser extensions carry their own risks. Never share a seed phrase; we never ask for one and we never send the first message.
The AI assistant
When configured, the assistant writes a draft explanation from the numbers on the page. It can be wrong. It does not recommend actions. Check every sentence against the figures.
$COLTRA
$COLTRA is a community token with no promised value, price or return. Its planned uses are not live. Buy only what you can afford to lose entirely.
Not financial advice
Nothing here is advice of any kind: not on money, investing, law or taxes. Every decision and every signature is yours.